:root{
  --bg:#FBF9F4;
  --surface:#FFFFFF;
  --ink:#0F1B2A;
  --muted:#5B6B7B;
  --amber:#F59E0B;
  --amber-dark:#D97706;
  --teal:#0EA5A5;
  --line:#E7E1D6;
  --line-soft:#F0EBE0;
  --radius:12px;
  --wrap:1120px;
  --prose:65ch;
  --serif:"Fraunces",Georgia,"Times New Roman",serif;
  --sans:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  margin:0;background:var(--bg);color:var(--ink);
  font-family:var(--sans);font-size:clamp(1rem,0.96rem + 0.2vw,1.125rem);
  line-height:1.7;-webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal)}
h1,h2,h3{font-family:var(--serif);font-weight:700;line-height:1.14;letter-spacing:-0.01em;margin:0}
p{margin:0 0 1.1em}
.wrap{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:clamp(1.15rem,4vw,2rem)}
.prose{max-width:calc(var(--prose) + 4rem)}
.prose > *{max-width:var(--prose)}
.prose > .figure,.prose > .callout,.prose > .pullquote,.prose > .casestudy,.prose > .midcta,.prose > .quote-inline,.prose > .accordions{max-width:none}

/* ---------- disclosure + topbar ---------- */
.disclosure-banner{
  background:#F3EEE2;border-bottom:1px solid var(--line);
  text-align:center;padding:.5rem 1rem;
}
.disclosure-banner span{
  font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;
  font-weight:600;color:var(--muted);
}
.topbar{background:var(--bg);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40;backdrop-filter:saturate(1.2)}
.topbar__inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding-block:.7rem}
.brand{display:flex;align-items:center;gap:.55rem;color:var(--ink);text-decoration:none}
.brand__mark{width:30px;height:30px;color:var(--amber);flex:none}
.brand__name{font-family:var(--serif);font-weight:700;font-size:clamp(1rem,.94rem + .35vw,1.2rem);letter-spacing:-.015em;white-space:nowrap}
.brand__name-sub{display:none}
.topbar__right{text-align:right;line-height:1.25}
.topbar__label{display:none;font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.topbar__phone{display:block;font-weight:700;color:var(--ink);text-decoration:none;font-size:clamp(.92rem,.88rem + .2vw,1.05rem);white-space:nowrap}
.topbar__phone:hover{color:var(--amber-dark)}

/* ---------- shared bits ---------- */
.kicker{font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;font-weight:600;color:var(--amber-dark);margin:0 0 1rem}
.kicker--center{text-align:center}
.byline{font-size:.72rem;letter-spacing:.09em;text-transform:uppercase;color:var(--muted);font-weight:500;margin:1.4rem 0 0;padding-top:1.1rem;border-top:1px solid var(--line)}
.microcopy{font-size:.82rem;color:var(--muted);margin:.75rem 0 0}
.credit{display:inline-block;color:#8A97A3;font-size:.92em}
figcaption{font-size:.8rem;line-height:1.5;color:var(--muted);margin-top:.6rem}

.btn{
  display:inline-block;font-family:var(--sans);font-weight:700;text-decoration:none;
  border:none;border-radius:10px;cursor:pointer;text-align:center;
  padding:.95rem 1.6rem;font-size:1rem;transition:background .18s ease,transform .12s ease;
}
.btn--primary{background:var(--amber);color:#231402;box-shadow:0 1px 0 rgba(15,27,42,.08)}
.btn--primary:hover{background:var(--amber-dark);color:#fff}
.btn--primary:active{transform:translateY(1px)}
.btn--lg{padding:1.1rem 2rem;font-size:1.06rem;width:100%;max-width:26rem}
.btn--full{width:100%}
.btn--ghost{background:transparent;color:var(--ink);border:1.5px solid var(--ink);padding:.8rem 1.3rem;font-size:.95rem}
.btn--ghost:hover{background:var(--ink);color:#fff}
:focus-visible{outline:3px solid var(--teal);outline-offset:2px}

/* ---------- hero ---------- */
.hero{padding-top:clamp(2rem,5vw,3.5rem)}
.hero__headline{font-size:clamp(2.05rem,1.35rem + 3.4vw,3.5rem);margin-bottom:1rem}
.hero__sub{font-size:clamp(1.05rem,1rem + .35vw,1.25rem);color:#33465A;line-height:1.6}
.hero__figure{margin:clamp(1.7rem,4vw,2.6rem) 0 0}
.hero__figure img{width:100%;border-radius:2px}
.hero__figure figcaption{max-width:var(--prose);margin-inline:auto;padding-inline:clamp(1.15rem,4vw,2rem)}
.hero__cta{margin-top:2rem;padding-bottom:clamp(2rem,5vw,3rem);border-bottom:1px solid var(--line)}

@media(min-width:900px){
  .hero__figure{max-width:var(--wrap);margin-inline:auto;padding-inline:clamp(1.15rem,4vw,2rem)}
  .hero__figure figcaption{margin-inline:0;padding-inline:0}
}

/* ---------- article ---------- */
.article{padding-block:clamp(2.2rem,5vw,3.5rem)}
.article h2{font-size:clamp(1.5rem,1.25rem + 1.1vw,2.05rem);margin:2.6rem 0 1rem}
.article h2:first-child{margin-top:0}
.article p{color:#1C2B3C}
.article strong{font-weight:700;color:var(--ink)}

.callout{background:var(--surface);border:1px solid var(--line);border-left:4px solid var(--amber);border-radius:var(--radius);padding:1.4rem 1.4rem .9rem;margin:2rem 0}
.callout__label{font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--muted);margin-bottom:1rem}
.callout__list{list-style:none;margin:0 0 .9rem;padding:0;display:grid;gap:.85rem}
.callout__list li{display:flex;gap:.85rem;align-items:baseline;font-size:.95rem;line-height:1.5;color:#1C2B3C}
.stat{font-family:var(--serif);font-weight:700;font-size:1.35rem;color:var(--amber-dark);min-width:4.1rem;flex:none;line-height:1.1}
.callout__note{font-size:.78rem;color:var(--muted);margin:0;padding-top:.85rem;border-top:1px solid var(--line-soft)}

.figure{margin:2.2rem 0}
.figure img{width:100%;border-radius:4px}
.figure--inset{max-width:34rem}

.quote-inline{margin:2.2rem 0;padding:0 0 0 1.3rem;border-left:3px solid var(--teal)}
.quote-inline p{font-size:1.03rem;line-height:1.65;color:#22334A;font-style:italic;margin-bottom:.6rem}
.quote-inline cite{font-style:normal;font-size:.78rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);font-weight:600}

.midcta{margin:2.4rem 0;padding:1.6rem;background:#F5EFE1;border:1px solid var(--line);border-radius:var(--radius);text-align:center}
.midcta .microcopy{margin-top:.7rem}

.casestudy{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem;margin:1.6rem 0 2rem}
.casestudy__label{font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--teal);margin-bottom:.8rem}
.casestudy__note{font-size:.8rem;color:var(--muted);margin:0;padding-top:.9rem;border-top:1px solid var(--line-soft);line-height:1.55}

.pullquote{margin:2.6rem 0;padding:0;border:none;text-align:left}
.pullquote p{font-family:var(--serif);font-weight:500;font-size:clamp(1.45rem,1.15rem + 1.4vw,2.1rem);line-height:1.25;letter-spacing:-.015em;color:var(--ink);margin:0;border-top:2px solid var(--amber);border-bottom:2px solid var(--amber);padding:1.4rem 0}

/* ---------- quiz ---------- */
.quizsection{background:#F4EFE4;border-block:1px solid var(--line);padding-block:clamp(2.6rem,6vw,4.5rem);scroll-margin-top:70px}
.quiz-wrap{max-width:44rem}
.quiz__title{font-size:clamp(1.65rem,1.35rem + 1.4vw,2.35rem);text-align:center;margin-bottom:.6rem}
.quiz__sub{text-align:center;color:var(--muted);font-size:.95rem;margin-bottom:1.8rem}
.quiz-card{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:clamp(1.25rem,3.5vw,2.2rem);box-shadow:0 10px 30px -22px rgba(15,27,42,.4)}
.progress{margin-bottom:1.6rem}
.progress__bar{height:6px;background:#EDE7DA;border-radius:99px;overflow:hidden}
.progress__fill{display:block;height:100%;background:var(--amber);border-radius:99px;transition:width .3s ease}
.progress__label{font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:600;margin:.6rem 0 0}

.step{display:none;border:0;padding:0;margin:0;min-inline-size:0}
.step.is-active{display:block;animation:fade .25s ease}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.step__q{font-family:var(--serif);font-weight:700;font-size:clamp(1.25rem,1.1rem + .7vw,1.6rem);line-height:1.2;padding:0;margin-bottom:1.1rem}
.step__help{font-size:.88rem;color:var(--muted);margin-top:-.5rem}
.choices{display:grid;gap:.6rem}
.choice{
  font-family:var(--sans);font-size:1rem;font-weight:600;text-align:left;
  padding:1rem 1.1rem;background:#FCFAF6;color:var(--ink);
  border:1.5px solid var(--line);border-radius:10px;cursor:pointer;
  transition:border-color .15s ease,background .15s ease,transform .1s ease;
}
.choice:hover{border-color:var(--amber);background:#FFF8EB}
.choice:active{transform:translateY(1px)}
.backlink{background:none;border:none;color:var(--muted);font-family:var(--sans);font-size:.85rem;font-weight:600;cursor:pointer;padding:.6rem 0;margin-top:1rem}
.backlink:hover{color:var(--ink)}
.step__actions{display:flex;align-items:center;justify-content:space-between;gap:1rem;margin-top:.4rem}
.step__actions .backlink{margin-top:0}
.field{display:block;margin-bottom:.9rem}
.field__label{display:block;font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;font-weight:600;color:var(--muted);margin-bottom:.35rem}
.field input{
  width:100%;font-family:var(--sans);font-size:1rem;color:var(--ink);
  padding:.85rem .9rem;background:#FCFAF6;border:1.5px solid var(--line);border-radius:10px;
}
.field input:focus{border-color:var(--teal);outline:none;background:#fff}
.grid2{display:grid;gap:0}
@media(min-width:560px){.grid2{grid-template-columns:1fr 1fr;gap:0 .9rem}}
.error{color:#B4451B;font-size:.85rem;font-weight:600;margin:.1rem 0 .8rem}
.tcpa{font-size:.72rem;line-height:1.55;color:var(--muted);margin:.9rem 0 0}
.state{text-align:center;padding:.5rem 0}
.state h3{font-size:1.4rem;margin-bottom:.7rem}
.state p{color:var(--muted);max-width:36ch;margin-inline:auto}
.state--success p{max-width:44ch}
.state__icon{width:52px;height:52px;margin:0 auto 1rem;color:var(--teal)}
.state__icon svg{width:100%;height:100%}

/* ---------- why ---------- */
.section-title{font-size:clamp(1.5rem,1.25rem + 1.1vw,2.1rem);text-align:center;margin-bottom:2rem}
.section-title--left{text-align:left}
.why{padding-block:clamp(2.8rem,6vw,4.5rem)}
.tiles{display:grid;gap:1rem}
@media(min-width:800px){.tiles{grid-template-columns:repeat(3,1fr);gap:1.4rem}}
.tile{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem}
.tile__icon{width:34px;height:34px;color:var(--teal);margin-bottom:.9rem}
.tile h3{font-size:1.15rem;margin-bottom:.5rem}
.tile p{font-size:.92rem;line-height:1.6;color:var(--muted);margin:0}

/* ---------- testimonials ---------- */
.testimonials{background:#F4EFE4;border-block:1px solid var(--line);padding-block:clamp(2.8rem,6vw,4.5rem)}
.tcards{display:grid;gap:1rem}
@media(min-width:840px){.tcards{grid-template-columns:repeat(3,1fr);gap:1.4rem}}
.tcard{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem;margin:0}
.tcard__head{display:flex;gap:.9rem;align-items:center;margin-bottom:.9rem}
.tcard__head img{width:56px;height:56px;border-radius:50%;object-fit:cover;flex:none}
.tcard__name{font-weight:700;margin:0;font-size:.98rem}
.tcard__place{font-size:.8rem;color:var(--muted);margin:0}
.stars{margin:.2rem 0 0;color:var(--amber);font-size:.9rem;letter-spacing:.08em}
.star--off{color:#DCD5C6}
.tcard blockquote{margin:0}
.tcard blockquote p{font-size:.94rem;line-height:1.65;color:#22334A;margin:0}
.disclaimer{text-align:center;font-size:.8rem;color:var(--muted);margin:1.8rem auto 0;max-width:52ch}

/* ---------- faq ---------- */
.faq{padding-block:clamp(2.8rem,6vw,4.5rem)}
.accordions{border-top:1px solid var(--line)}
.acc{border-bottom:1px solid var(--line)}
.acc summary{
  list-style:none;cursor:pointer;padding:1.1rem 2.2rem 1.1rem 0;position:relative;
  font-family:var(--serif);font-weight:700;font-size:1.06rem;line-height:1.35;
}
.acc summary::-webkit-details-marker{display:none}
.acc summary::after{
  content:"";position:absolute;right:.4rem;top:1.45rem;width:11px;height:11px;
  border-right:2px solid var(--amber-dark);border-bottom:2px solid var(--amber-dark);
  transform:rotate(45deg);transition:transform .2s ease;
}
.acc[open] summary::after{transform:rotate(-135deg);top:1.7rem}
.acc__body{padding:0 0 1.2rem}
.acc__body p{font-size:.95rem;color:var(--muted);margin:0;max-width:var(--prose)}

/* ---------- final cta ---------- */
.finalcta{background:var(--ink);color:#fff;padding-block:clamp(3rem,7vw,5rem);text-align:center}
.finalcta h2{font-size:clamp(1.7rem,1.3rem + 1.8vw,2.6rem);max-width:20ch;margin:0 auto 1rem;color:#fff}
.finalcta p{color:#A9BACB;max-width:52ch;margin:0 auto 1.8rem;font-size:.98rem}

/* ---------- footer ---------- */
.footer{background:#0A1420;color:#93A5B6;padding-block:2.6rem;font-size:.88rem}
.footer a{color:#CBD8E4;text-decoration:none}
.footer a:hover{color:#fff;text-decoration:underline}
.footer__brand{display:flex;align-items:center;gap:.55rem;color:#fff;margin-bottom:1.8rem}
.footer__brand .brand__mark{color:var(--amber)}
.footer__brand .brand__name{color:#fff}
.footer__cols{display:grid;gap:1.6rem;margin-bottom:2rem}
@media(min-width:760px){.footer__cols{grid-template-columns:repeat(3,1fr);gap:2rem}}
.footer__h{font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:#fff;margin-bottom:.6rem}
.footer__cols p{margin:0 0 .35rem;line-height:1.6}
.footer__muted{color:#77899A}
.footer__legal{font-size:.72rem;line-height:1.65;color:#6C7E90;border-top:1px solid #1C2A38;padding-top:1.4rem;margin-bottom:1rem}
.footer__copy{font-size:.75rem;color:#6C7E90;margin:0}

@media(min-width:560px){
  .brand__name-sub{display:inline}
  .topbar__label{display:block}
  .btn--lg{width:auto}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *{animation-duration:.01ms !important;transition-duration:.01ms !important}
}
